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Free Personal and Business Checking
- No monthly service charge
- No per check charge
- No minimum balance required
- Overdraft savings transfer
- ATM/Debit Card Accessibility
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Direct Deposit
- Free service
- Funds immediately available
- Safe, automatic transfer of funds
- No waiting in line – saves time
- Deposit into multiple accounts
- Make loan payments automatically
- Monthly statements
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MasterCard Debit Card
- 24 hours a day, 7 days a week
- Point of sale shopping purchases
- Fast and convenient
- ATM in Brooklyn Office free to Credit Union Members
- Surcharge free ATMs at over 30,000 ATM locations across the country via the Coop Network. Monthly withdrawals are unlimited and no fee.
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Personal and Business Savings Accounts
- No monthly service charge
- Competitive rates
- Money Market account liquidity
- Club Accounts
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Loans For Any Reason
- First mortgages and home equity
- New and used auto and motorcycle
- New and used boats, RVs and trucks
- Unsecured signature for any occasion
- Savings secured and partially secured
- Business
- Business Line of Credit
- Mitchell-Lama Coop Loans
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Additional Services
- Business and Investment
- Telephone transactions
- Insurance services and group rates
- Free Credit Counseling and Budgeting
- Fax service for accounts and loans
- Audio Response
- Handicap accessible
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Home Banking
- Free Bill Pay
- Transfer funds between accounts
- Institution to Institution (A2A) Money Transfers
- View and Print Cleared Checks
- Pay loans
- Inquiries on accounts
- Apply for loans
- Open new accounts/certificates
- Change personal info and web settings
- Loan calculators
- Remote Deposit Capture
![](https://www.consumersfcu.org/wp-content/uploads/2020/09/quarters.jpg)
Certificates of Deposit
- Savings and IRA
- Terms from one to five years
- Competitive rates
- Interest payment options
- Mailed
- Credited to accounts
- Compounded
![](https://www.consumersfcu.org/wp-content/uploads/2020/09/family.jpg)
Membership
- Immediate family members are eligible.
Immediate family members include spouse, child, sibling, parent, grandparent, or grandchild. This includes stepparents, stepchildren, stepsiblings, and adoptive relationships. - Lifetime membership
Join Consumers Federal Credit Union right now. Download the application form to get started.