Effective as of February 1, 2025
PERSONAL/SECURED LOANS
| Loan Types | Annual Percentage Rates | Terms in Months | Loan Maximum Available | Minimum Documents Required | Monthly Payment per $1,000 Borrowed |
|---|---|---|---|---|---|
| Personal | 10.55%(Credit score 701+) 14.15%(Credit score 650-700) 17.50%(Credit score <650) | Up to 84 | Up to $50,000 | 1 | $16.90 $18.84 $20.74 |
| 100% of Savings/Certificate | 1.99% Above rate on Savings/Certificate | Up to 60 | 100% of Savings/Certificate | Loan application | $17.53 |
- Loan application & pay stub(s) 15% balance secured in savings (cosigner may be required)
*Borrowers with negative credit, regardless of credit score, including but not limited to outstanding: late payments, collection accounts, judgments, charge-offs and bankruptcies within 2 years are subject to a 2.00% interest rate increase on all of the current rates listed above and 4.00% interest rate increase on unsecured loans. Annual Percentage rates and terms are subject to change; please contact our loan department for current offers. Some loans require fees as listed on our current fee schedules.
Would you like to estimate the payments on any of these loans? Our loan calculator can help you with the numbers.