Effective as of February 1, 2025
VEHICLE LOANS
| Loan Types | Annual Percentage Rates | Terms in Months | Loan Maximum Available | Minimum Documents Required | Monthly Payment per $1,000 Borrowed |
|---|---|---|---|---|---|
| New Auto | 6.15% | Up to 36 | 80% of Purchase price (Up to 100% available) | 1 | $30.49 |
| New Auto | 6.25% | 37-48 | 80% of Purchase price (Up to 100% available) | 1 | $23.60 |
| New Auto | 6.45% | 49-60 | 80% of Purchase price (Up to 100% available) | 1 | $19.55 |
| New Auto | 6.85% | 61-72 | 80% of Purchase price (Up to 100% available) | 1 | $16.98 |
| New Auto | 7.85% | 73-84 | 80% of Purchase price (Up to 100% available) | 1 | $15.52 |
| Used Auto | 6.65% | Up to 36 | Subject to price in Kelly Blue Book | 1 | $30.72 |
| Used Auto | 6.75% | 37-48 | Subject to price in Kelly Blue Book | 1 | $23.83 |
| Used Auto | 7.15% | 49-60 | Subject to price in Kelly Blue Book | 1 | $19.88 |
| Used Auto | 7.45% | 61-72 | Subject to price in Kelly Blue Book | 1 | $17.27 |
| Used Auto | 8.45% | 73-84 | Subject to price in Kelly Blue Book | 1 | $15.82 |
| New & Used Exotic Vehicles | 0.50% above rates for New and Used Autos above | Up to 36 with balloon payments 10-year for amounts over $99,999.99 15-year amortization for amounts over $199,999.99 | Maximum 10-year amortization for amounts over $99,999.99 and 15-year amortization for amounts over $199,99.99. | 1 | $8.72 |
- Loan application, pay stub(s), purchase order or bill of sale, proof of full coverage insurance with a $1,000.00 deductible listing Credit Union as lien holder/loss payee
*Borrowers with negative credit, regardless of credit score, including but not limited to outstanding: late payments, collection accounts, judgments, charge-offs and bankruptcies within 2 years are subject to a 2.00% interest rate increase on all of the current rates listed above and 4.00% interest rate increase on unsecured loans. Annual Percentage rates and terms are subject to change; please contact our loan department for current offers. Some loans require fees as listed on our current fee schedules.
Would you like to estimate the payments on any of these loans? Our loan calculator can help you with the numbers.